During your stay in Croatia you must have health insurance. For non-EU citizens health insurance is also a prerequisite for the approval of temporary stay.
Non-EU countries with health care agreements with Croatia
If there is a signed bilateral health care agreement between your home country and Croatia, ask for the bilingual form (tiskanica) to be filled in and stamped by your health insurance company. The form should then be presented at the Croatian Health Insurance Fund (http://www.hzzo-net.hr/english.php), which will issue a health insurance document valid in Croatia (bolesnički list).
The European Health Insurance Card (EHIC)
International students who have the European Health Insurance Card may use health care services upon presentation of the card and submission of the printout copy of the card, if other instructions are not given, according to the Croatian legislation in force.
Countries without health care agreements with Croatia and without the European Health Insurance Card
Students coming from the countries that do not have bilateral health care agreements with Croatia or that do not use the European Health Insurance Card are obliged to organise and cover the costs of health care services by themselves.
The Agency for Mobility and EU Programmes covers the health insurance expenses for scholarship holders from China as it is foreseen in a valid/effective bilateral educational co-operation programme.